Assets of the banking sector in Q4 2025 amounted to CZK 11 431 billion, equivalent to 133.8% of GDP. While the absolute amount of assets increased by 7.6% year-on-year, their ratio to GDP fell from 136.5% in the previous quarter and is above 131.9% a year ago. By comparison, the ratio of bank assets to Czech GDP in 2019 was 136.4% or 121% in 2015 or 99% in 2008.
Client loans, according to banking statistics, showed a level of CZK 4,912 billion in Q4 2025 and a 57.5% share relative to Czech GDP. By comparison, the share of client loans in 2019 was 59.7% of GDP, 60% in 2015 or 49% in 2008.

CNB ARAD

Right axis as a percentage of annual nominal gross domestic product.
Data for assets include data for banks and branches of foreign banks providing services in the Czech Republic and data for branches of banks operating abroad.

Banking sector

Quarterly

Bank profits in the economy
Net interest income