Assets of the banking sector in Q3 2025 amounted to CZK 11,478 billion, or 136.5% of GDP, essentially unchanged from 136.6% in the previous quarter and virtually unchanged from 136.6% a year ago. The ratio of bank assets to Czech GDP reached 136.4% in 2019, or 121% in 2015, or 99% in 2008.
Client loans, according to banking statistics, showed a level of CZK 4,801 billion in Q3 2025 and a 57.1% share relative to Czech GDP. By comparison, the share of client loans was 59.7% of GDP in 2019, 60% in 2015 or 49% in 2008.

CNB ARAD

Right axis as a percentage of annual nominal gross domestic product.
Data for assets include data for banks and branches of foreign banks providing services in the Czech Republic and data for branches of banks operating abroad.

Banking sector

Quarterly

Bank profits in the economy
Net interest income