According to preliminary monthly data, banking sector assets stood at CZK 11,377bn in Q4 2025, 133.3% of GDP, down from 136.5% in the previous quarter and above 131.9% a year ago. The ratio of banking assets to Czech GDP will reach 136.4% in 2019 or 121% in 2015 or 99% in 2008.
Client loans, according to banking statistics, showed a level of CZK 4,912 billion in Q4 2025 and a 57.6% share relative to Czech GDP. By comparison, the share of client loans was 59.7% of GDP in 2019, 60% in 2015 or 49% in 2008.

CNB ARAD

Right axis as a percentage of annual nominal gross domestic product. Preliminary data represent an estimate based on monthly data already available, adjusted for their relationship to quarterly data in the previous two quarters. \Asset data include data for banks and branches of foreign banks providing services in the Czech Republic and data for branches of banks operating abroad.

Banking sector

Quarterly

Bank profits in the economy
Net interest income