The net interest yield on banking sector assets in 2024 was 1.62%, lower than the previous year's yield of 1.7%. In the latest available Q2 2025, the annualized year-to-date yield was 1.57%, below the 2% long-term average since 2008 and below the 1.8% average yield of the pre-Wednesday five-year period. \Net interest income of the banking sector relative to Czech nominal GDP declined to 2.11% of GDP in 2024 from 2.2% recorded in the previous year. At 2.06% of GDP in the latest available Q2, the banking net interest income ratio was below the 2.4% long-term average since 2008 and below the 2.3% average net interest income-to-GDP ratio in the pre-Covind Five-Year Plan period.
Source of primary data
CNB ARAD
Note
Net interest income in % of GDP is quarterly values measured against seasonally adjusted quarterly nominal GDP. The data include data for banks and branches of foreign banks providing services in the Czech Republic and data for branches of banks operating abroad.