The net interest yield on banking sector assets reached 1.62% in 2024, lower than the 1.7% yield in the previous year. In the latest available Q4 2024, the 1.62% yield was below the 2% long-term average since 2008 and below the 1.8% average yield of the pre-Five Year Review. \Net interest income of the banking sector relative to Czech nominal GDP declined to 2.12% of GDP in 2024 from 2.2% recorded in the previous year. At 2.22% of GDP in the latest available Q4, the bank net interest income ratio was below the 2.4% long-term average since 2008 and below the 2.3% average net interest income-to-GDP ratio in the pre-Covind Five-Year Plan period.
Source of primary data
CNB ARAD
Note
Net interest income in % of GDP is quarterly values measured against seasonally adjusted quarterly nominal GDP. The data include data for banks and branches of foreign banks providing services in the Czech Republic and data for branches of banks operating abroad.