Gross domestic product 2.6 % yoy Consumer price inflation (inflation) 1.6 % yoy Industrial production 1.1 % yoy Gross domestic product development 2.7 % yoy Wage dynamics 7.4 % yoy nominal Monthly consumer price inflation (inflation) 1.9 % yoy total Post-Covid revival of economic activity 4.3 %yoy (02-2026) Unemployment 4.91 % (03-2026) Trust indicators 2.6 % yoy

The CNB's hawkish wait-and-see will continue in May, but this does not hold for markets Energy shock divides the mood in the economy High March diesel price rise, third lowest price in the EU Market forces in mortgage rates: the rise in market interest rates has only partially been reflected in mortgage rates. Strong competition in the market is helping. March core inflation showed the CNB unpleasant news

Banking sector assets 11 431.00 billion CZK Number of employees 38 187 Number of banks by size 43 (total) Bank profits in the economy 126.80 billion CZK Profitability of the banking sector 1.13 % profit on assets Capital adequacy and the role of profit in it 23.19 % Interest income and expense 45.05 billion CZK Interest income in bank profits 176.74 billion CZK Net interest income 1.57 % of assets

Market forces in mortgage rates: the rise in market interest rates has only partially been reflected in mortgage rates. Strong competition in the market is helping. Banking statistics for February 2026 Loans are mainly driven by mortgages, which is why the CNB left the countercyclical reserve at 1.25%, but with the risk of an increase Banking statistics for January 2026 Banking statistics for November 2025

Credit dynamics 7.8 % yoy Deposit dynamics 6.2 % yoy Share of bad (non-performing) loans 1.5 % New loans in the economy 108 billion CZK New loans in the economy in detail 113 billion CZK Interest rates on new loans 4.0 %

Market forces in mortgage rates: the rise in market interest rates has only partially been reflected in mortgage rates. Strong competition in the market is helping. Fiscal policy keeps all options open for CNB interest rate movements Is the unchanged CNB interest rate at 3.50% a sign of the coming bonanza or the calm before the storm? CNB tightens conditions for investment mortgages: 9% impact or necessary redistribution of demand? Banking statistics for September 2025

Number and volume of new mortgages granted with refinancing and increase 30 thousand; ytd Number and volume of new mortgages granted without refinancing and increases 21 thousand; ytd Average interest rate on new mortgages 4.43 % Average size of a new mortgage 4.81 miles. CZK Illustrative average monthly mortgage payment 25 561 CZK Mortgage lending volumes for the whole year 398 billion CZK

CBA Hypomonitor: March continued with a temporary boom in mortgages, thanks to a lower rate of 4.43%. Market forces in mortgage rates: the rise in market interest rates has only partially been reflected in mortgage rates. Strong competition in the market is helping. CBA Hypomonitor: February continued with a temporary boom in mortgages, at a rate of 4.46%. CBA Hypomonitor: the beginning of 2026 brought strong mortgage volume CBA Hypomonitor: the volume of new mortgages rose to CZK 321 billion last year. And is the second strongest in history

Development of real estate offer prices 12.9 % yoy Development of realised prices of older flats 16.0 % yoy Development of realised prices of flats in Prague, %yoy 11.3 % yoy Prices of new and new-build flats and number of transactions 9.6 % yoy Prices of older flats and number of transactions 15.7 % yoy Prices of flats and houses 11.3 % yoy Prices of new and new flats by region 137.2 thous. CZK per m2 Prices of older flats by regional cities 75.3 thous. CZK per m2 House prices by regional towns 6.16 (price per house in CZK million)

Strong pace of growth in supply prices of flats also at the beginning of 2026 Stronger household incomes outpaced house price growth for six quarters House prices up 12 percent last year, rental housing up 10 percent in some regions House prices have maintained 10% momentum, which is not the case for disposable income Higher house prices spark richer debate over central bank macroprudential policy than first appears

CBA forecast: gross domestic product 2.6 % yoy CBA forecast: consumer prices (inflation) 1.7 % yoy CBA forecast: average wage 5.8 % yoy CBA forecast: unemployment 4.6 % CBA forecast: CNB interest rate 3.50 % CBA forecast: exchange rate against the euro 24.1 CZK/euro

CBA Macroeconomic Forecast 1Q26 (Part 2): interview with economist Pavel Sobíšek CBA Macroeconomic Forecast 1Q26 (Part 1): interview with economist Jan Vejmělek MACROECONOMIC FORECAST OF THE CZECH REPUBLIC 1Q 26 CBA Macroeconomic Forecast 4Q25 (Part 2): interview with economist David Havrlant CBA Macroeconomic Forecast 4Q25 (Part 1): interview with economist Petr Gapek