Mortgage origination volumes for the full year

Volume of new mortgages 2024

Mortgage origination volumes for the full year

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CBA Commentary
If mortgages maintain the momentum of the last two months, i.e. October to November, then in 2025 the volume of new mortgages without refinancing could reach CZK 322 billion, +41% compared to last year (and the outlook for next year is promising as the annualized current momentum is 11.2% higher compared to this year's potential volume). This is accompanied by a slightly worse estimate of the number of new mortgages this year at 76.3k, which is close to the average estimate of the annualised result of the previous three months (76k units). Hypomonitor's history since 2020 shows their lowest annual volume at 124 billion in 2023 and their highest volume at 379 billion in 2021.
Source of primary data
CBA Hypomonitor
Note
A more detailed breakdown of the CBA Hypomonitor data is available in its monthly data supplement, see: https://www.cbamonitor.cz/publicistika/soubory/cba-hypomonitor-data
Category
CBA Hypomonitor
Data frequency
annual
Related Charts
Number and volume of new mortgages granted with refinancing and increase
Number and volume of new mortgages granted without refinancing and increases
Comments
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7 min. reading
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10 min. reading
In June 2025, banks and building societies granted new mortgages worth CZK 29.4 billion.
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CBA Hypomonitor: April stabilized strong mortgage rates at 4.65% ilustrační foto
CBA Hypomonitor: April stabilized strong mortgage rates at 4.65%
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10 min. reading
Despite the slight correction, April continued to see strong volumes of new mortgages supported by another slight decline in the average mortgage rate to 4.65%.
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CBA Hypomonitor: Spring mortgage boom with a slight drop in interest rates ilustrační foto
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14. 4. 2025
10 min. reading
March continued to see strong new mortgage volumes supported by another slight fall in the average rate to 4.68%
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Seidler: Mortgage market revived faster than expected in the second half of 2023
18. 1. 2024
5 min. reading
Interview with Jakub Seidler, Chief Economist of the Czech Banking Association
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