In December, banks and building societies actually granted new mortgage loans without refinancing for CZK 28.6 billion. The volume of externally refinanced and increased loans (internally or from another institution) fell to CZK 8.5 billion in December. This is 117% above the average CZK 3.9 billion refinanced last year and 295% above the CZK 2.2 billion refinanced in 2023. The share of refinanced loans in the total volume of mortgages granted then fell to 22.9%, which is above last year's average of 16.9%. Overall, banks and building societies granted new and refinanced mortgages in December in the volume of CZK 37.1 billion, which is 0.1% more than a month ago. The total volume of mortgages granted in the past year reached CZK 406 billion, which represents a 48% increase compared to January-December of the previous year.

CBA Hypomonitor

Includes new loans including refinanced and increased loans.
A more detailed breakdown of the CBA Hypomonitor data is available in its monthly data supplement, see: https://www.cbamonitor.cz/publicistika/soubory/cba-hypomonitor-data

CBA Hypomonitor

Monthly