In November, banks and building societies actually granted new mortgage loans worth CZK 28.1 billion. The volume of externally refinanced and increased loans (internally or from another institution) fell to CZK 8.9 billion in November. This is 127% above the average CZK 3.9 billion refinanced last year and 314% above the CZK 2.2 billion refinanced in 2023. The share of refinanced loans in the total volume of mortgages granted then remained essentially unchanged at around 24.1%, which is above last year's average of 16.9%. Overall, banks and building societies granted new and refinanced mortgages in November in the volume of CZK 37.1 billion, which is 4.4% less than a month ago. Their total volume so far this year has reached CZK 369 billion, a 47% increase compared to January-November of the previous year.

CBA Hypomonitor

Includes new loans including refinanced and increased loans.
A more detailed breakdown of the CBA Hypomonitor data is available in its monthly data supplement, see: https://www.cbamonitor.cz/publicistika/soubory/cba-hypomonitor-data

CBA Hypomonitor

Monthly