In February, banks and building societies actually granted new mortgage loans without refinancing for CZK 29.7 billion. The volume of refinanced and increased loans (internally or from another institution) rose to CZK 10.8 billion in February. This is 53% above the average 7.1 billion refinanced last year and 176% above the 3.9 billion refinanced in 2024. The share of refinanced loans in total mortgage originations then rose to 26.7%, above last year's average of 20.7%. Overall, banks and building societies granted new and refinanced mortgages worth CZK 40.5 billion in February, 14.5% more than a month earlier. Their total volume so far this year has reached CZK 76 billion, which represents a 58% increase compared to January-February of the previous year.

CBA Hypomonitor

Includes new loans including refinanced and increased loans.
A more detailed breakdown of the CBA Hypomonitor data is available in its monthly data supplement, see: https://www.cbamonitor.cz/publicistika/soubory/cba-hypomonitor-data

CBA Hypomonitor

Monthly